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The Right Time to Buy a House

By on Monday, June 14th, 2010 | No Comments

Welcome back! You must be a seriously dedicated home buyer. I predict you will do very well.

Are You Looking to Buy a House Any Time Soon?

In this economy, there are some good deals out there that are just waiting for you to pick them up!

Whether you’re looking to buy a home to live in or to buy an investment home,
there’s really no better time to buy than right now.

Why? Because interest rates are low, inventory (the number of houses on the market for sale)
is high, and it looks like banks are timidly stepping back in to the lending waters again.
Not only that, but homeowners are tired of waiting for their houses to sell,
and there are still far too few people making offers.

All that adds up to be a buyer’s market. A.K.A. a GOOD time to Buy a house!

But before you get all high & mighty, let me tell you that this market is not going to last forever.
What? Did you think it would?
Yeah, so did all those speculators who continued to buy houses in 2007 & 2008.

I bet they wish they could go back in time & do some things differently!

So the basic idea here is: Get Going! Get out there & look at some houses.
Make some offers! Get your feet wet!
It doesn’t matter if this is your first house or your hundredth.
Opportunity will not continue to knock at your door all day long.

So how do you get started? Well, that’s simple.
If you’re just starting out, you should first find the right people who are qualified to help you
and enlist their aid. Unless you’re a seasoned veteran, you shouldn’t do this by yourself.
Shoot, even if you ARE a seasoned veteran, you shouldn’t do it all by yourself!

First, take a look at your assets. Ask yourself (and be honest with the answer):
Do you have good credit? These days, a good credit score is really anything over a 680-700 FICO Score.
If your credit sucks, get help. Get help to Boost your Credit Rating Now!

Do you have any money saved? For most houses, you’ll need to put up some money -
they have these things called ‘costs’ attached to them, you know!
Things like a downpayment, closing costs, and some other surprises can come up &
slap you in the face like a ton-o-bricks.
So it will help if you have at least a few thousand dollars set aside for these incidentals.

Now, if you don’t have either money OR credit, don’t worry!
There are some resources on this website that will show you how to buy a house
even if you don’t have two nickels to rub together & you just got out of bankruptcy
yesterday! So poke around here & check some things out for yourself.

An incredible, you still relatively unknown to the average person way to buy a house is
to deal with a real estate investor – someone who buys & sells houses for a living.

These people are able to sell you a house using a wonderful way
called either a “Lease Option/Purchase” (aka ‘rent-to-own’) or by Seller Financing.

What this means to you is that you can buy or move in to a great home in a desirable neighborhood now!
You won’t have to wait. And depending on the arrangement you made to buy the house,
it’s either officially yours or it will be soon.
You can move in now, with a reasonable down payment & work on getting your credit fixed up.

What could be better than that?

So check that out a bit more. There are some more links on this site to help you.

I hope you’ve enjoyed reading this article.
I’ve enjoyed writing it for you!

Until next time,

Tony Pearl

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What Questions to Ask a Motivated Seller

By on Tuesday, May 25th, 2010 | No Comments

Here are the Essential Questions
You Need Answered:

(Continued from “How to Buy a Home With NO Money or Credit”)

When we left off from the last part of this article,
we were just about to get to the part where we discover
what information we need to ask the seller, so that we can help
them sell their house to you, quickly & easily.
We continue…

1. How much is the house WORTH? (if it’s all fixed up & beautiful)
2. What shape is it in – does it need any REPAIRS?  How much would they cost?
3. What is their SITUATION??
4. How much do they OWE on the current mortgage?
5. Are they current on the payments, or are they behind?
If behind, how far?
6. What do they WANT to have happen?  What are they ASKING for?

Think about it like this:

You’re on a FACT-FINDING mission!
You need to simply gather a few facts about their house & their situation,
then let them know what you can do for them.

AND HERE’S THE TRUTH:

Ideally, what you’re looking for is someone who:

  • Has little to no equity in their house
  • Must move FAST, due to whatever situation they’re facing.
  • Their house does NOT need much repair (unless you’re in to that sort of thing)
  • Is nice & easy to work with.

Here’s What You Will Offer Them:

Once you find someone like that, and they definitely want to sell their house,
here’s what you tell them you can do for them…

  • Offer them debt relief by taking over their payments when you agree to do so.
  • Buy their house NOW, so they don’t have to worry about how long it’s going to take to sell.
  • Handle almost all their closing costs for them.
  • Let them move whenever they’re ready to do so – just leave the house in nice condition!

What this means to THEM:

Think about it – they get a quick, easy sale w/ no hassle, no commission, and no headache!
They get to move whenever they bloody well please – today, tomorrow, next month…
They can simply move on with their life, and know that their house situation is handled.

You’ll probably be their new best friend.

What this means to YOU:

You get to buy a house with virtually NO money out of your pocket.
You don’t have to go down to the bank (or mortgage broker),
get down on your knees, take out all your life’s savings, tax returns,
W-2s, Bank Statements, and a note from your mother!

Now keep in mind that you will be taking over their payments.
The loan will stay in their name, and you’ll have to get some paperwork
signed off by them, stating that they understand this & are cool with it.

No, I don’t have that paperwork for you here on this blog.
I have it, just not here.  Sorry.  Hey, what do you want for nothing?  icon smile What Questions to Ask a Motivated Seller

Now, as far as how you handle all the detail work for this situation,
you’ll need to get a really good Title Company to take care of this for you.

You do NOT want to handle that part of this transaction yourself.

I hope that this post has helped you to at least get a basic grasp on the concept
of how you can buy a house without any money and without using your credit.

Again, all you do is find the right seller (motivated) who is selling the right house (pretty).

Then, you ask the right questions, and if they fit the mold,
explain what you can do for them.

Now go out & buy some houses!!

–Tony Pearl
http://www.EasyHomeBuyingSecrets.com

——–

Ok, I know that your mind is just BUZZING with the potential of using this technique-
either to buy your next house OR investment property.

But you probably need some more information than I’ve provided here, right?

So, if you’re really interested in getting all the details you need to make this happen for you
And then some, you should check out this page:

How To Make A Fortune In A Slow Real Estate Market

You see, my good friend & Real Estate Mentor, Ron LeGrand,
has just given me permission to GIVE you a FREE CD called
“How to Make a Fortune in a Slow Real Estate Market” that is
Jam-Packed with great information about this technique.

And now, you can get it FREE, right here!:

banner 1v2 copy What Questions to Ask a Motivated Seller

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How to Find Motivated Sellers

By on Tuesday, May 25th, 2010 | 2 Comments

- How to Find Motivated Sellers -

(Continued from “How to Buy a Home With NO Money or Credit”)

When we left off from the last part of this article,
we were just about to get to the part where we discover
a few ways to find motivated sellers, so that we can help
them sell their house to you, quickly & easily.
We continue…

Here are a few ways you can find motivated sellers:

First, you can ask a Realtor.  Gasp!  A Realtor?  Yes, I know.
But believe it or not, Realtors can actually be a good source of leads
to find someone who’s in a bad spot & needs some help.

So you can ask them something like, “Sally (assuming that’s the Realtor’s name),
I know you’re a licensed agent & list houses, right?  But let me ask you–
Do you ever come across someone who NEEDS to sell their house due to
a tough situation they’re in, but just don’t have any equity in their house to
pay your commission?”

If they say yes, then ask them what they do with those leads.
If they don’t have a solid answer, then tell them you’d like to see
if you can help these people.

Another thing you can do is simply do like other investors in your area:
Put out those “Bandit Signs” that you see on the side of the road that say,

“We Buy Houses
Fast Cash. Quick Close
703-782-SELL”

Here’s a FAST & FREE Way of putting these signs up:     icon wink How to Find Motivated Sellers

You can go out & pick up some of the used ones that have fallen down
that are blank on one side.  Get a Thick black magic marker & write that
message in by HAND.  Believe it or not, it works!

Or you can just order them from a sign printing business.
Just so you know, these are chloroplast (plastic) signs,
either 18″x24″ or 18″x12″.  I find the best color is yellow,
with black writing, but I know of others who swear that
white signs with dark blue writing works well for them.
Feel free to try either one.  Or both!

Put  a few of those signs up in the area(s) you want to buy a house,
and your phone should ring off the hook.

When they call you (you DID put YOUR number on the sign, right?),
here’s what you do:

1. Say hello.  Duh!
2. Take control of the conversation by telling them that you just need to ask them
a few CONFIDENTIAL questions about their house,
and then you’ll let them know what you can or can’t do for them, ok?
3. Make sure you get their contact information, in case you lose the call.
4. Ask them the questions I’m about to give you & verify that’s what they said
by repeating it back to them.  This shows that you listen & care.  It works.
5. Thank them for their time & schedule a time within the next day or so when
you’ll call them back to make an offer & buy their house.

Here are the essential questions you need answered:

To Read the Rest of This Article & Discover What You Need
to Know From the Seller, Click Here!

——–

Ok, I know that your mind is just BUZZING with the potential of using this technique-
either to buy your next house OR investment property.

But you probably need some more information than I’ve provided here, right?

So, if you’re really interested in getting all the details you need to make this happen for you
And then some, you should check out this page:

How To Make A Fortune In A Slow Real Estate Market

You see, my good friend & Real Estate Mentor, Ron LeGrand,
has just given me permission to GIVE you a FREE CD called
“How to Make a Fortune in a Slow Real Estate Market” that is
Jam-Packed with great information about this technique.

And now, you can get it FREE, right here!:

banner 1v2 copy How to Find Motivated Sellers

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